"UK Finance organisation" ring up and say that they can get your bank charges back for the last 4 years. Before they tell you how much money you are owed they need to take you through a verification process. At this stage I got bored and ask them to tell me how much cash was due before I verify anything.
Oddly, they then ask if i am over 70, I told them I was, and they promptly said they will put everything in writing and hungup.
Quite odd - dont fall for these horrible scams.